Florida Contractor License Bonds

Get a quote here.  The application takes less than a few minutes!

Online 14 hour course is on this page for only $149 
(updated link 11/17/2014)

14 hour course providers 
(classroom versions)


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CILB 6-A - Certified General Contractor Qualifying Business

CILB 6-D - Certified Sheet Metal Contractor Qualifying Business

CILB 6-K - Certified Residential Pool Contractor Qualifying Business

CILB 1 - Initial and Retake Examination Application

CILB 5-G - Certified Class A air conditioning contractor as an Individual

CILB 29 - Certification of Registered Contractor (Grandfathering) as an Individual

CILB 9 - Qualify Additional Business Entity with an existing license

CILB 10 - Endorsement as Individual Certified air conditioning contractor

CILB 26 - Reinstate Null and Void Certification or Registration

CILB 11 - Change of Status- Inactive to Active Individual

CILB 15 - Change of Status - Individual to Qualifying Business

CILB 14 - Change of Status- Active to Inactive

CILB 23 - Request for Name Change for Construction Business Entity

CILB 6-G - Certified Class A air conditioning contractor Qualifying Business

CILB 7-G - Certified Class A air conditioning contractor Qualify Additional Business Entity- new license

CILB 5-H - Certified Class B air conditioning contractor as an Individual

CILB 6-H - Certified Class B air conditioning contractor Qualifying Business

CILB 7-H - Certified Class B air conditioning contractor Qualify Additional Business Entity- new license

CILB 13 - Change of Status- Inactive to Active and Qualify Additional Business Entity

CILB 16 - Change of Status - Individual to Qualifying Additional Business

CILB 19 - Change of Status - One Qualified Business to Another - Qualifying an Additional Business Entity

CILB 12 - Change of Status- Inactive to Active and Qualify a Business

CILB 24 - Add or change a Qualifying Agent

CILB 17 - Change of Status - Qualifying Business to Individual

CILB 18 - Change of Status - One Qualified Business to Another Qualified Business

CILB 7-E - Certified Specialty Structure Contractor Qualify Additional Business Entity- new license

CILB 5-S - Certified Glass & Glazing Specialty Contractor as an Individual

CILB 7-Q - Certified Drywall Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-T - Certified Marine Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-R - Certified Gas Line Specialty Contractor Qualify Additional Business Entity- new license

CILB 6-S - Certified Glass & Glazing Specialty Contractor Qualifying Business

CILB 7-U - Certified Swimming Pool Layout Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-V - Certified Swimming Pool Structural Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-W - Certified Swimming Pool Excavation Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-S - Certified Glass & Glazing Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-X - Certified Swimming Pool Trim Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-Y - Certified Swimming Pool Decking Specialty Contractor Qualify Additional Business Entity- new license

CILB 7-Z - Certified Swimming Pool Piping Specialty Contractor Qualify Additional Business Entity- new license

CILB 8 - Add, change, or remove a Financially Responsible Officer

Certified Pool / Spa Contractor

 Commercial

CILB 1 - Initial and Retake Examination Application

CILB 5-J - Certified Commercial Pool Contractor as an Individual

CILB 6-J - Certified Commercial Pool Contractor Qualifying Business

CILB 7-J - Certified Commercial Pool Contractor Qualify Additional Business Entity- new license

CILB 10 - Endorsement as Individual Certified Commercial Pool Contractor

 Residential

CILB 1 - Initial and Retake Examination Application

CILB 5-K - Certified Residential Pool Contractor as an Individual

 

CILB 6-K - Certified Residential Pool Contractor Qualifying Business

 

CILB 7-K - Certified Residential Pool Contractor Qualify Additional Business Entity- new license

 

CILB 10 - Endorsement as Individual Certified Residential Pool Contractor

 Servicing

CILB 1 - Initial and Retake Examination Application

CILB 5-L - Certified Pool Servicing Contractor as an Individual

 

CILB 6-L - Certified Pool Servicing Contractor Qualifying Business

 

CILB 7-L - Certified Pool Servicing Contractor Qualify Additional Business Entity- new license

 

CILB 10 - Endorsement as Individual Certified Pool Servicing Contractor


Please note: License Bond, Financial Stability Bond, and 660 Bond are all names for the same bond!

Just want a quick idea of the cost? - Click Here

To get a real quote - Click here

What do we require

We typically do not require too much information to quote you a Contractor License/ Financial Responsibility bond.  We DO NOT need financial statements.  We only need you to answer less than 20 questions.  Please complete the 
application here so we can get you a quote right away.  This typically takes less than an hour to get you a firm number and a written quote once we have this form completed.  Many are rated below $500 so don't panic if you need one!

Want to cut your cost in half?
Take the darn course!!!  If you take the 14 hour course, it cuts your bond requirement in half.  For example: a $20,000 bond that would cost you $1000 will now only cost you $500 if you take the course since you only need a $10,000 bond!  Here is the online version 14 hour course for only $149.  By our math, we just saved you over $300.  Read more below.

How is your credit score calculated?
Go to this page to learn what you need to know NOW if you are going to be activating your license or qualifying a new company soon.

 
Do you even need a License Bond?
Since the State of Florida has enacted these new regulations on contractors, we have found that the bond underwriters are not initially anxious to issue a bond to an individual with a sub 660 credit score.   HOWEVER, in almost every situation we have found ways to get reasonable rates for almost every individual. 

This is from the State of Florida:
Effective in 2012 The State of Florida in conjunction with the Construction Industry Licensing Board established the "Financial Responsibility and Stability Requirements for Contractor Applicants" 

In short, they are as follows:
  • Florida Law requires all construction contractor applicants to establish that they are both financially responsible and financially stable prior to issuance of their licenses. The Construction Industry Licensing Board has determined a contractor will be deemed financially responsible and stable if the following items are established: There are no unsatisfied liens against the applicant or the company he or she intends to qualify;
  • There are no unsatisfied judgments against the applicant or the company he or she intends to qualify;
  • Applicant has a 660 FICO derived credit score or higher, or submits a licensing bond or irrevocable letter of credit; and
  • The licensing bond or letter of credit shall be maintained until the applicant has achieved a FICO credit score of 660 or higher. 

You can learn by clicking here to visit The State of Florida Department of Professional Regulation to learn more.

In order to qualify as a contractor:

• CREDIT REPORT
The applicant must submit a credit report containing a credit score (FICO derived) from a nationally recognized credit
reporting agency, which includes a public records statement that records have been checked at local, state, and
federal levels. (See Instructions for more information).

• FINANCIAL RESPONSIBILITY & STABILITY REQUIREMENTS
Financial responsibility & stability can be demonstrated by a credit score of 660 or higher and no unsatisfied
judgments or liens. (See Rule 61G4-15.006, Florida Administrative Code for details).

Does the submitted credit report show a credit score of 660 or higher?
If no, the financial stability requirement may be met by providing a bond or irrevocable letter of credit from a bank
authorized to do business in the State of Florida, with proof of completion of an approved 14-hour financial responsibility course, in the amount of:

  • $10,000 for Division I applicants $5,000 for Division II applicants
  • without proof of completion of an approved 14-hour financial responsibility course, in the amount of:
  • $20,000 for Division I applicants (General, Builder, Residential)
  • $10,000 for Division II applicants (All others)

The License bond must also use the following form in order to be accepted by the state.  In case you need to go to another surety agent, you will need to provide them with this document.


This is from Construction Pros:
If you would like a quote, you should fill out this form or you may contact us here, so that we can review your options.


license and permit bonds
Contractor License Bond
license and permit bond
contractor bond
contractor license bonds
contractors license bonds
License bond
construction license bond
contractor credit bond
Financial Responsibility bond
61G4
61G4-15.006
contractor financial responsibility bond
Financial responsibility & stability
660 FICO bond
Financial Responsibility and Stability Requirements for Contractor Applicants
CILB 6A
CILB 18
CILB 5A
CILB-5A
CILB-6A
CILB-18

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